Updated: January 11, 2023
The Cera Services (as defined below) are provided by Finwise (BVI) Inc., a company incorporated in the British Virgin Islands (together as: “we”, “us”, “our” or “Cera”). The following Terms of Use (“Terms”) apply to our Users (“you” or “your” or “User(s)” ) and define the terms and conditions of your access to, and the use of, GetCera.COM (the “Website”) and all other Cera Products and Services, as well as our online and mobile application or any other online services we provide (“Platform”). These Terms constitute a legally binding agreement between you and Cera.
By applying for a Cera Account, accessing and using our Services, you acknowledge and declare that you have read, fully understood, and agree to be bound by and comply with these Terms. If you do not agree to any of these terms' provisions, you should not submit any information to or access information from Cera or otherwise use the Services. By accepting these Terms, you hereby agree and acknowledge that the Services described herein are being provided by Cera based on the scope and nature of the Services as described herein. In addition, you expressly acknowledge that you have read and agreed to be bound by the Privacy Policy set forth here: Privacy Policy, which is a part of these Terms, as well as the Risk Disclosure below.
Products, Services, content, information, and/or other features of the Platform may not be legally available for residents of certain jurisdictions under applicable local laws, countries under embargoes or sanctions and/or other blacklisted countries. By accessing or using Cera, you expressly declare that such restrictions do not apply to you and you agree that you are solely and entirely responsible for compliance with all laws and regulations that may apply to you. If any restrictions from using Cera do apply to you, you are prohibited from accessing or using the Website and/or any Services provided on this Platform. If you are uncertain, please seek independent legal advice. Cera is not responsible for determining your legal standing in connection with you accessing the Services in your jurisdiction.
AS PART OF ANY SERVICES OFFERED BY Cera, WE DO NOT UNDER ANY CIRCUMSTANCES HOLD DIGITAL ASSETS ON YOUR BEHALF AS A CUSTODIAN, A TRUST OR ANY OTHER TYPE OF FIDUCIARY ARRANGEMENT. Cera IS NOT AN INVESTMENT FUND. THE MAJORITY OF ALL DIGITAL ASSETS DEPOSITED BY YOU THROUGH YOUR Cera ACCOUNT ARE HELD BY THIRD-PARTY ENTITIES, PLATFORMS, AND PROTOCOLS OR OTHER SIMILAR UNDERTAKINGS (VALUE GENERATING PLATFORMS), AND SHALL NOT SUGGEST OR ESTABLISH ANY FORM OF CUSTODY RELATION BETWEEN YOU AND Cera. ALL USE OF LANGUAGE SUCH AS “ACCOUNT,” “ACCOUNT BALANCE”, “DEPOSIT”, “‘WITHDRAW,” AND SIMILAR WILL BE USED AS TERMS REFERRING TO THE RELATIONSHIP BETWEEN Cera AND YOU IN TRANSFERRING DIGITAL ASSETS, THAT ARE OWNED AT ALL TIMES BY YOU, TO AND FROM YOUR PRIVATE VIRTUAL WALLET ADDRESS AS INDICATED BY YOU AS PART OF OUR INTERMEDIARY SERVICES TO YOU, THE USER.
BEFORE USING Cera AND ITS SERVICES, PLEASE TAKE THE TIME TO FULLY UNDERSTAND AND CONSIDER THE RISKS INVOLVED ON OUR RISK DISCLOSURE PAGE, CONDITIONS OF WHICH CONSTITUTE A PART OF THESE TERMS. BY ACCEPTING THESE TERMS YOU ALSO ACCEPT THE TERMS OF THE RISK DISCLOSURE.
Cera reserves the right to make amendments to the Terms at any time, including, but not limited to, the scope of Services provided, conditions for the provision of Services, rules and requirements, etc. You are responsible for reviewing the current Terms and the date of the last update of the Terms on the Website, as your continued use of the Services after any modification of the Terms will conclusively indicate that you have acknowledged and fully accepted those changes.
We may change, terminate or suspend our Service, for any reason we deem necessary. We may terminate or suspend your access to our Service immediately, without prior notice or liability, for any reason whatsoever, including but not limited to, your breach of these Terms. We are not obliged to provide a reason to you, verbally or in writing, for such termination. In addition to any other rights under these Terms, upon termination for any reason whatsoever, we shall:
After paying any obligations owed to us, you may cancel your account with or without cause at any time upon written notice to us. Upon termination, your right to use the Service will immediately cease.
“Account” means an individual Cera account that a User has registered through our mobile application or Website to access and use the Services. User's Accounts are not bank accounts, savings accounts, deposit accounts, checking accounts or any other type of asset account characterized as a banking product or service.
“AML” means Anti-Money Laundering and refers to laws, regulations, and procedures intended to prevent criminals from disguising illegally obtained funds as legitimate income.